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Remortgaging

Remortgaging Your Property

Remortgaging is the process of switching your existing mortgage to another mortgage lender, usually to lower the amount you’re paying on your mortgage.

You are not obliged to stick with your original lender for the full mortgage term, and you can move to another lender at any time to get a lower interest rate – you don’t have to be buying a new home. Remortgaging could save you hundreds or even thousands of pounds over the term of the mortgage. It is important to note that early repayment charges may be applied by the existing lender.

We will be pleased to help and advise you further on how to switch and save.

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE. 

Client Testimonials

I recently had to take time off work due to an accident, but thanks to my income protection policy that Simon had advised I needed to protect my wage, I was able to receive financial support during my time off. Simon was very helpful in guiding me through the paperwork and contacting the provider on my behalf. I highly recommend the services the guys from First stop mortgages and protection offer to anyone looking for a reliable and supportive advisor.
R Harpur May 2023
Jim is a top guy and we have had the pleasure of using his services now a while. He will go above and beyond and i look forward to using your services for many years to come.
J O’Hare May 2023
If you need help with your mortgage, Jim is you man! He’s done for us everything from scratch up to very end, was with us in every step, never let us down in any way! Man is a legend!!
M Marelis Feb 2023
Excellent service, couldn’t recommend the team enough! We were always kept up to date with everything and any queries we had at all they got back to us straight away! Not only were the team great at what they do, but were very approachable and easy to speak with as well! Would highly recommend anyone looking for a mortgage to go with these guys! 10/10
C Matchett March 23
Jim and team are absolutely fantastic! Really professional but still personable and easy to speak with! We got our mortgage sorted with them nearly 2 years ago and just recently renewed our life insurance policies with their help saving us money and getting us better cover! They really are very helpful and always happy to help!
N Rainey Feb 23
Met with Jim to get my insurances looked at for the first time since 2017. Jim was super helpful, and told me how I could be putting certain insurances through the business saving me money every month! I’m now better covered than before, and paying less, even with the family added onto the health insurance. On top of this, how everything was explained and presented to me, in a little folder, comparing my previous cover compared to the new suggested cover. Everything was super simple and sorted in a timely manner! Have recommended First stop mortgages to several people already!
S Bradford Dec 22
I asked Jim to review my mortgage to get me a better deal. I wanted to reduce my monthly payments which Jim achieved, even with rates increasing. He also reviewed my insurances, something I hadn’t done since I married and had kids! Jim switched my insurances to cover the mortgage and provide for my kids. He switched me to company that suits my active lifestyle and kept everything within budget. I have already recommended Jim to my sister in law and would be happy to recommend him to anyone needing advice on mortgages or insurance.
S Adams Dec 23
Thank you Jim for a providing great advice and a painless experience in setting up my new mortgage. Look forward to dealing with you in future. Highly recommended!
E Grey Sept 23
We have used First Stop Mortgages for taking out and renewing our life insurance policies. Jim and the team are extremely professional and ensured everything was explained in detail allowing us to pick the life insurance and critical illness protection that was right for our family. I would highly recommend them to anyone! 5 star service from start to finish.
A McVeigh. Apr 22
Excellent service took alot of work to get my mortgage as I'm self employed in a partnership business lenders needed a massive amount of information, couldn't fault first stop they got me the mortgage compared to a standard employed person was alot more involved Would definitely recommend Thanks
A Walker Apr 22
Mortgage applications are a complicated process, fraught with technical terminology and jargon. My partner and I had no prior experience with mortgage applications, which made the process overwhelming. This changed after employing First Stop Mortgages & Protection NI. The advisors guided us expertly through each step, whilst clearly explaining everything we needed to know. Overall, I highly recommend this service for those wishing to experience a seamless mortgage application process. Mortgages are a major financial commitment, so why not receive expert support to ensure this commitment is as favourable as possible?
G Thompson Apr 22
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