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Protection
Protect your mortgage and secure your financial future with tailored protection solutions. Plan today for peace of mind tomorrow.
Life Cover
Life cover offers a flexible way to protect your mortgage and ensure financial security for your loved ones after your passing. By covering your outstanding mortgage balance, life cover helps save time, reduces financial stress, and provides peace of mind for your family. Let us help you choose a life cover plan tailored to your mortgage and future needs.
Income Protection
Income protection provides vital financial security, ensuring that your mortgage payments are covered if you're unable to work due to illness or injury. Once in place, the policy offers peace of mind, giving you stability and control over your finances during difficult times. Our experts will help you select the right income protection plan to suit your mortgage and long-term financial needs.
Critical Illness Cover
Critical illness cover provides strong financial protection, ensuring that your mortgage is covered if you’re diagnosed with a critical illness. Once in place, the policy offers peace of mind, giving you security and control over your financial situation during a challenging time. Our experts will guide you in choosing the right critical illness cover to align with your mortgage and long-term financial goals.
Guidance
Mortgage protection strategies are essential for safeguarding your financial future against unexpected events. By implementing the right protections, such as life cover, critical illness cover, and income protection, you can ensure that your mortgage is managed effectively in times of need. Our team will provide expert guidance to help you create a tailored protection plan that secures your home and financial stability for years to come.
Need More Info?
Ready to explore how trusts can protect your assets and provide for your loved ones? Contact us today — we’re here to help you every step of the way.
FAQ's
Got Questions before you reach out? No problem! You can find Answers to Our Most Frequently Asked Questions, on Mortgage Protection, below:
1. What is mortgage protection insurance?
Mortgage protection insurance is a policy designed to cover your mortgage repayments if you are unable to work due to illness, injury, or death.
2. Why do I need mortgage protection?
Mortgage protection ensures that your mortgage payments are covered in the event of unexpected circumstances, providing peace of mind for you and your family.
3. What types of protection are available for mortgages?
There are several types of protection, including life insurance, critical illness cover and income protection.
4. How does life insurance work with my mortgage?
Life insurance pays out a lump sum to your beneficiaries if you pass away, which can be used to pay off the outstanding mortgage balance, ensuring your family is not burdened by the debt.
5. What is critical illness cover?
Critical illness cover provides a payout if you are diagnosed with a specified serious illness, which can help cover mortgage payments and other expenses while you recover.
6. How does income protection work?
Income protection insurance replaces a portion of your income if you are unable to work due to illness or injury, helping you manage your mortgage payments and living costs.
7. Can I have more than one type of protection?
Yes, you can have multiple protection policies to provide comprehensive coverage for your mortgage and other financial needs.
8. How much mortgage protection do I need?
The amount of protection you need depends on your mortgage balance, income, and personal circumstances. It’s advisable to assess your financial situation to determine the appropriate level of coverage.
9. How do I choose the right protection for my mortgage?
Consulting with a financial adviser can help you evaluate your needs and choose the most suitable protection options for your mortgage.
10. Is mortgage protection insurance mandatory?
No, mortgage protection insurance is not mandatory, but it is highly recommended to safeguard your home and provide financial security for your loved ones in the event of unforeseen circumstances.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Registered in Northern Ireland
First Stop Mortgages And Protection NI Ltd is an appointed representative of PRIMIS Mortgage Network, a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the Financial Conduct Authority.
The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered office address – Unit J, Mayfair Business Centre, Portadown, Co. Armagh, Northern Ireland, BT62 1HA
Registration number – NI639180
Trading address – Mayfair Business Centre, Portadown, Craigavon, BT62 1HA
For our mortgage advice services, we will charge a fee of between £0 & £495 with our typical fee being £295. The amount we charge is dependent on the complexity of the mortgage application.
